Stawika is an Android mobile app currently based in Kenya that offers instant mobile loans. Stawika automatically evaluates mobile phone data as well as other factors to assign loans. 

Product description

  • Loan interest is 15%,

  • Min loan of Kshs 200 and max loan of Kshs20000,

  • App evaluates your credit worthiness to determine your limit

How can I get a loan from Stawika loan?

  • Open the Stawika app on your phone.

  • Enter your Stawika PIN.

  • Check your loan limit.

  • Apply for a loan.

  • Upon approval, the loan will be sent to your Mpesa number verified by Stawika

Eligibility for the Stawika Loan

Stawika automatically evaluates mobile phone data as well as other factors to assign loans, a process that is done in seconds. Anyone who is seeking quick mobile loan services should simply download Stawika free from the Google Play store today.
How to repay Stawika loan 

1.Open your sim toolkit application.

  1. Choose the Safaricom MENU option.

  2. Navigate to M-PESA.

  3. Next, select the ‘pay bill’ option. You will be prompted to enter a business number.

  4. Enter the following Stawika pay bill number 830685 and click OK option.

  5. Reply with your phone number, or rather the one you used to get the loan you are repaying.

  6. Enter your pin number and confirm the transaction.


0790 523 410



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